Terms & Conditions
Last Updated: August 2025
Welcome to OrbitOwl Financial (“we,” “our,” “us”). These Terms and Conditions (“Terms”) govern your use of our website OrbitOwlFinancial.com and the services we provide. By accessing or using our Website, you agree to comply with and be bound by these Terms. If you do not agree, you must discontinue use immediately.
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1. Company Information
OrbitOwl Financial is services provider offering [briefly list services — e.g., investment guidance, budgeting, debt management, etc.]. We operate in compliance.
2. Eligibility
You must be at least 18 years old or the age of majority in your province to use our services. By using our Website, you represent and warrant that you meet these requirements.​
3. No Financial Advice Disclaimer
Information provided on our Website is for general informational purposes only and does not constitute personalized financial, legal, or tax advice. Before making any financial decision, you should consult with a qualified advisor.
4. Services
Our services may be offered online or in person and are subject to change without notice. We reserve the right to refuse service to anyone for any reason, at our sole discretion. Negotiations, Consolidations, Settlements, Coaching!
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5. Use of Website
You agree not to:
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Use the Website for unlawful purposes.
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Attempt to access restricted areas without authorization.
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Distribute malicious software or engage in any activity that may damage the Website or its users.
6. Intellectual Property
All content on this Website, including text, graphics, logos, and software, is the property of OrbitOwl Financial or its licensors and is protected by copyright, trademark, and other laws. You may not use, copy, or distribute our content without prior written consent.
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7. Third-Party Links
Our Website may contain links to third-party websites. We are not responsible for the content, policies, or practices of those websites.
8. Limitation of Liability
To the maximum extent permitted by law, OrbitOwl Financial and its affiliates will not be liable for any indirect, incidental, or consequential damages arising from your use of the Website or our services.
9. Privacy
Your use of our Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.
10. Changes to These Terms
We may update these Terms from time to time. Changes will be posted on this page with an updated “Last Updated” date. Continued use of the Website after changes constitutes acceptance of the new Terms.
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11. Governing Law
These Terms are governed by and construed in accordance with the laws and the federal laws of California.
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12. Contact Us
If you have any questions about these Terms, please contact us at:
OrbitOwl Financial